A credit card is a payment instrument through which a card issuer pays a merchant on a cardholder's behalf and later bills the cardholder. The transaction flow typically proceeds as: the cardholder presents the card and signs at the merchant, the merchant submits the sales data to the issuer, and the issuer sends a billing statement to the cardholder for payment. Credit cards offer cashless convenience but require careful management of credit limits and vigilance against fraudulent use.

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• 2009h21h #21図は，クレジットカードを利用した取引を表す。⑤に該当する行為はどれか。ここで，①～⑥は取引の順序を表している。 ![p009_img-0.jpeg](../fi…